AEP opens October 15 — put it on the calendar now
The Annual Enrollment Period runs October 15 to December 7. Here is the only prep that matters, and it takes ten minutes.
Read itUpdates
Short items, posted often. Deadlines that are coming up, rules that changed, and the myths I hear most that week. Nothing here takes more than a minute.

Erekle Niniashvili
Independent Medicare Broker
The Annual Enrollment Period runs October 15 to December 7. Here is the only prep that matters, and it takes ten minutes.
Read itIt is the most common and most expensive misunderstanding in retirement planning. Medicare covers skilled care, briefly, under conditions.
Read itYour employer has to tell you in writing whether its drug coverage is creditable. That letter is the cheapest insurance against a permanent penalty.
Read itIf one of these made you wonder whether it affects your situation, that is exactly the kind of question worth a phone call. No fee, no obligation.

Erekle Niniashvili
Independent Medicare Broker
You reach Erekle directly, not a call center. If he is with someone, leave a message or send a text and he will get back to you.
AegisSage is not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact medicare.gov, 1-800-MEDICARE (TTY 1-877-486-2048), or your local State Health Insurance Program (SHIP), to get information on all of your options.
Information current as of August 2026. Privacy notice