Do I have to give my email to get the Medicare checklist?

No. The checklist is on the page and printable directly from your browser. There is no email gate, no download form, and nothing to sign up for.

What should I bring to a Medicare appointment?

Your ZIP code and county, a list of every doctor and facility you want to keep, and every prescription you take with its exact dose. Also bring details of any coverage you have now, such as employer, retiree, VA or Medicaid coverage.

Why does the ZIP code matter so much for Medicare?

Medicare Advantage and Part D plans are approved by CMS to operate in specific service areas, and those service areas are drawn from counties. Which plans you can choose from is decided at the county level, so your address determines your options.

Should I write my prescriptions down before comparing plans?

Yes, with the exact dose. The same drug at two different strengths can sit on two different formulary tiers, which changes what it costs you. Keep the list on paper — you do not need to send it to anyone to start.

Free · No email required

Everything worth writing down before you talk to anyone about Medicare.

Most Medicare conversations go badly for one reason: nobody wrote anything down first. Print this, fill it in at your kitchen table, and you will get a better answer from me — or from anyone else you talk to.

Nothing on this page is collected. There is no form here. Your doctors and prescriptions stay on your paper — bring them to the conversation instead of typing them into a website.

Check your enrollment window

Erekle Niniashvili

Independent Medicare Broker

Licensed in 25 states
NJ · NY · PA + 22 more states

Part one: the worksheet

These three lists decide almost every Medicare question. Fill them in before anything else.

Doctors and facilities you want to keep

Full name of the practice, the town it is in, and what they treat you for. Include specialists you see once a year — those are the ones people forget.

Every prescription you take

Exact name, dose, and how often. The dose matters: the same drug at two strengths can sit on two different tiers.

Your basics

ZIP code and county, whether you have Part A and Part B yet, and any coverage you have now (employer, retiree, VA, Medicaid, COBRA).

Part two: questions worth asking

Ask these of me, or of any agent, or of 1-800-MEDICARE. A good answer to the last one tells you the most.

Which enrollment window am I actually in right now, and when does it close?
If I do nothing this year, what happens automatically?
Are all of my doctors reachable under what I am considering — checked by name, not by guess?
Is every one of my prescriptions covered, and at what tier?
What happens if I travel, or spend part of the year in another state?
What would it take to change my mind later, and is that door open or closed?
What does this cost me beyond the monthly premium?
What are you not able to offer me, and where would I go to see those options?

Part three: check it yourself

You should never have to take one agent’s word for anything. These are the official and independent places to verify what you are told. None of them pays me anything, and none of them is selling you a plan.

Medicare Plan Finder

The federal government’s own tool for looking up every plan available in your ZIP code, including ones no agent carries. This is the complete list.

Open Medicare Plan Finder

Medicare.gov

The official Medicare site: coverage rules, enrollment periods, appeals, and what each part does.

Open Medicare.gov

Social Security Administration

Where you actually enroll in Medicare Part A and Part B, and where Part B premium and IRMAA questions are handled.

Open Social Security Administration

State Health Insurance Assistance Program (SHIP)

Free, unbiased Medicare counseling run by your state. They sell nothing and are not paid by any insurance company.

Open State Health Insurance Assistance Program (SHIP)

Medicare Rights Center

An independent non-profit consumer service organization with a free national helpline for Medicare questions and appeals.

Open Medicare Rights Center

Filled it in? That is the whole appointment.

Call or text me with that page in front of you and we can get through it in one conversation. No fee, no obligation, and no pressure to enroll in anything.

Call (551) 202-9079 Book a Time Text Erekle Email Erekle

Bring the list. I will bring the answers.

Call or text (551) 202-9079. If I am not the right person to help, I will tell you that too.